Education

Investor Education Seminars

JDFA regularly hosts education seminars on a range of important investment planning topics. We encourage you to attend these free seminars if you would like to know more about investing and the services JDFA provides. Alternatively, you may request a meeting to discuss a specific topic.

Some popular seminar topics are:

Topic	Overview
Individual: Wealth Accumulation Typically, you are in the earlier years of your career, perhaps with children and a mortgage. What areas should an individual focus on if they are just starting to think about building wealth?	Key areas to consider may include: Income tax liability Cash flow management & debt reduction Building an investment portfolio using gearing Asset protection (ie insurance)
Individual: Pre-Independence Typically, you are generally within five years of achieving financial independence, which means you are in a position to choose whether to work or not. Are your affairs structured to provide for tax-efficient income, and that the wealth you have accumulated over your lifetime is protected?	Key areas to consider may include: Identifying the remaining financial "gap" Accelerating superannuation contributions Building a non-superannuation investment portfolio using gearing
Individual: Financial Independence At this stage of life you have the choice and flexibility whether to work or not. Will you be able to finance the lifestyle you would like without the need to work?	Key areas to consider may include: Tax efficient superannuation income Adapting your investment strategy Passing wealth onto the next generation
Business: Start Up You have decided to go into business with a great idea. What issues do you need to consider when starting a new business?	Issues for consideration may include: Business strategy Tax structures Cashflows
Business: Established The start-up phase is behind you. Now you are considering where the next phase of growth will come from. How do you increase the profitability/capital value of the business?	Issues for consideration may include: Acquisition or organic growth Staff recruitment and retention Re-invest surplus funds or diversify
Business: Exit Strategy Your thoughts are now turning to handing over the new business to new managers or new owners. How do you plan for succession of management or ownership?	Issues for consideration may include: Sell to internal management or external investors Small Business CGT Concessions Future investment of sale proceeds

Topic

Overview

Individual: Wealth Accumulation

Typically, you are in the earlier years of your career, perhaps with children and a mortgage.

What areas should an individual focus on if they are just starting to think about building wealth?

Key areas to consider may include:

Income tax liability
Cash flow management & debt reduction
Building an investment portfolio using gearing
Asset protection (ie insurance)

Individual: Pre-Independence

Typically, you are generally within five years of achieving financial independence, which means you are in a position to choose whether to work or not.

Are your affairs structured to provide for tax-efficient income, and that the wealth you have accumulated over your lifetime is protected?

Key areas to consider may include:

Identifying the remaining financial "gap"
Accelerating superannuation contributions
Building a non-superannuation investment portfolio using gearing

Individual: Financial Independence

At this stage of life you have the choice and flexibility whether to work or not.

Will you be able to finance the lifestyle you would like without the need to work?

Key areas to consider may include:

Tax efficient superannuation income
Adapting your investment strategy
Passing wealth onto the next generation

Business: Start Up

You have decided to go into business with a great idea.

What issues do you need to consider when starting a new business?

Issues for consideration may include:

Business strategy
Tax structures
Cashflows

Business: Established

The start-up phase is behind you. Now you are considering where the next phase of growth will come from.

How do you increase the profitability/capital value of the business?

Issues for consideration may include:

Acquisition or organic growth
Staff recruitment and retention
Re-invest surplus funds or diversify

Business: Exit Strategy

Your thoughts are now turning to handing over the new business to new managers or new owners.

How do you plan for succession of management or ownership?

Issues for consideration may include:

Sell to internal management or external investors
Small Business CGT Concessions
Future investment of sale proceeds

Keep Me Informed

If you are interested in learning more about a topic, simply select the Keep me informed link and we will contact you when your preferred seminar will be held next. Alternatively, we can arrange a meeting with you to discuss a topic.